2026 take-home pay, decoded

See where your paycheck really goes.

A fast, privacy-first paycheck calculator built around current federal and state withholding methods — with the breakdown explained instead of buried.

Calculate my paycheck See how the math works

Official-source methodsIRS and state payroll publications.

Private by designInputs calculate locally in the browser.

Built for comparisonAnnual, monthly, biweekly and weekly views.

PaycheckRadar calculator

Start with the paycheck you actually want to understand.

Salary or hourly pay, 2026 federal withholding and launch-state logic in one clean calculator.

2026 Paycheck Calculator

Start simple. Advanced tax-certificate fields stay optional.

2026 data

Annual salary

State

Pay frequency

Federal filing status

Traditional 401(k) (%)

Pre-tax health / paycheck

Federal W-4 advanced settings

Step 2(c): multiple jobs / spouse works

Step 3 credits

Step 4(a) other income

Step 4(b) deductions

Step 4(c) extra / paycheck

Extra state withholding

Extra state / paycheck

Regular-wage estimate. Year-to-date caps, bonuses and employer-specific rules can change actual withholding.

Estimated take-homeLocal calculation

$0.00

biweekly take-home estimate

Annual$0

Monthly$0

Biweekly$0

Weekly$0

Where gross pay goes$0

Total taxes + pre-tax deductions−$0

State: — · Estimated tax drag: 0%

High-intent state calculators

State rules change the picture.

We launched with states where payroll treatment is materially different or search demand is strong, rather than publishing 50 thin copies.