:root{--bg:#07111f;--bg2:#0b1b2a;--card:#fff;--ink:#10202d;--muted:#617181;--line:#dbe4ea;--brand:#20b889;--brand2:#79f2cb;--soft:#eefaf6;--warn:#fff7e6;--shadow:0 22px 60px rgba(3,17,29,.12);--r:18px;--max:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#f5f8fa;line-height:1.6}a{color:#087a5c}button,input,select{font:inherit}.container{width:min(calc(100% - 32px),var(--max));margin:auto}.narrow{width:min(calc(100% - 32px),820px);margin:auto}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:14px;top:14px;background:#fff;padding:8px 12px;z-index:99}.site-header{position:sticky;top:0;z-index:50;background:rgba(7,17,31,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(255,255,255,.08)}.nav-wrap{height:68px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:inline-flex;align-items:center;gap:9px;color:#fff;text-decoration:none;font-weight:850;letter-spacing:-.02em}.brand em{color:var(--brand2);font-style:normal}.brand-mark{width:36px;height:36px}.main-nav{display:flex;align-items:center;gap:22px}.main-nav a{color:#c7d3dc;text-decoration:none;font-size:.9rem;font-weight:650}.main-nav a:hover,.main-nav a[aria-current=page]{color:#fff}.main-nav .nav-cta{background:var(--brand);color:#041712;padding:9px 14px;border-radius:10px}.mobile-toggle{display:none;background:none;border:0;color:#fff;font-size:1.3rem}.hero,.page-hero{background:radial-gradient(circle at 76% 16%,rgba(32,184,137,.2),transparent 29%),linear-gradient(135deg,#07111f,#0d2233);color:#fff}.hero{padding:78px 0}.page-hero{padding:62px 0}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:64px;align-items:center}.eyebrow,.kicker{display:inline-flex;align-items:center;gap:8px;color:var(--brand2);font-size:.78rem;font-weight:800;text-transform:uppercase;letter-spacing:.09em}.hero h1,.page-hero h1{font-size:clamp(2.5rem,6vw,5rem);line-height:.98;letter-spacing:-.055em;margin:14px 0 20px}.page-hero h1{font-size:clamp(2.25rem,5vw,3.8rem)}.hero h1 span{color:var(--brand2)}.hero-copy,.page-hero p{font-size:1.08rem;color:#b8c6d1;max-width:700px}.hero-actions{display:flex;gap:11px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 17px;border-radius:11px;text-decoration:none;font-weight:800;border:1px solid transparent;cursor:pointer}.btn-primary{background:var(--brand);color:#031510}.btn-secondary{border-color:#3a4b59;color:#fff;background:rgba(255,255,255,.03)}.radar-visual{width:min(410px,90vw);aspect-ratio:1;position:relative;margin:auto;border-radius:50%;background:radial-gradient(circle,rgba(53,215,170,.07),rgba(53,215,170,.015) 62%,transparent 63%)}.radar-ring{position:absolute;inset:8%;border:1px solid rgba(121,242,203,.28);border-radius:50%}.radar-ring.r2{inset:25%}.radar-ring.r3{inset:41%}.radar-sweep{position:absolute;inset:8%;border-radius:50%;background:conic-gradient(from 10deg,rgba(121,242,203,.24),transparent 25%);animation:spin 8s linear infinite}.radar-card{position:absolute;left:18%;right:18%;top:38%;padding:18px;background:rgba(7,17,31,.88);border:1px solid rgba(121,242,203,.25);border-radius:16px;box-shadow:var(--shadow);text-align:center}.radar-card small,.radar-card p{color:#95a8b7}.radar-card span{display:block;font-size:2rem;font-weight:900;color:#fff}@keyframes spin{to{transform:rotate(360deg)}}.trust-strip{background:#fff;border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}.trust-item{padding:22px;display:flex;gap:12px}.trust-item strong,.trust-item span{display:block}.trust-item span{color:var(--muted);font-size:.82rem}.section{padding:70px 0}.section-white{background:#fff}.section-dark{background:var(--bg);color:#fff}.section-heading{max-width:720px;margin-bottom:30px}.section-heading h2,.article h2{font-size:clamp(1.55rem,3vw,2.3rem);line-height:1.15;letter-spacing:-.035em;margin:8px 0 10px}.section-heading p,.muted{color:var(--muted)}.section-dark .section-heading p{color:#a9bac7}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{display:block;background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;text-decoration:none;color:var(--ink);box-shadow:0 5px 20px rgba(8,27,42,.04);transition:.18s}.card:hover{transform:translateY(-2px);border-color:#9ddcca;box-shadow:0 12px 28px rgba(8,27,42,.08)}.card h3{margin:5px 0 8px}.card p{color:var(--muted);font-size:.9rem}.pill,.verified-badge{display:inline-block;border-radius:999px;padding:5px 9px;background:var(--soft);color:#0e6d53;font-size:.72rem;font-weight:800}.calculator-shell{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(340px,.92fr);border:1px solid var(--line);border-radius:22px;overflow:hidden;background:#fff;box-shadow:var(--shadow)}.calculator-form{padding:28px}.calc-title-row{display:flex;justify-content:space-between;gap:14px;align-items:flex-start}.calc-title-row h2{margin:0}.calc-title-row p{margin:3px 0 18px;color:var(--muted);font-size:.85rem}.mode-toggle{display:grid;grid-template-columns:1fr 1fr;background:#edf3f5;padding:4px;border-radius:12px;margin-bottom:20px}.mode-toggle button{border:0;background:transparent;padding:9px;border-radius:9px;font-weight:800;color:#687987;cursor:pointer}.mode-toggle .is-active{background:#fff;color:#0f2c26;box-shadow:0 2px 8px rgba(7,17,31,.08)}.form-grid,.tool-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.field.full{grid-column:1/-1}.field label{display:block;font-size:.77rem;font-weight:800;color:#435360;margin-bottom:5px}.field input,.field select{width:100%;height:44px;border:1px solid #ccd8df;border-radius:10px;padding:0 11px;background:#fff;color:#10202d;outline:none}.field input:focus,.field select:focus{border-color:var(--brand);box-shadow:0 0 0 3px rgba(32,184,137,.12)}.checkbox{display:flex!important;align-items:center;gap:9px;padding-top:8px}.checkbox input{width:18px;height:18px}.state-panel{grid-column:1/-1;padding:15px;background:#f6faf9;border:1px solid #d8ebe5;border-radius:13px}.state-panel h3{margin:0 0 12px;font-size:.9rem}.calc-submit{width:100%;margin-top:16px;border:0;background:var(--brand);color:#061813;padding:13px;border-radius:11px;font-weight:900;cursor:pointer}.form-note{color:var(--muted);font-size:.72rem;text-align:center}.calculator-result{background:linear-gradient(155deg,#07111f,#0d2231);color:#fff;padding:28px;display:flex;flex-direction:column}.result-label{color:#97adba;font-size:.77rem;text-transform:uppercase;letter-spacing:.08em}.net-number{font-size:clamp(2.4rem,6vw,4rem);line-height:1;font-weight:900;letter-spacing:-.06em;margin:6px 0}.net-sub{color:#acc0cc}.result-status{display:flex;justify-content:space-between;gap:12px;border-top:1px solid rgba(255,255,255,.09);border-bottom:1px solid rgba(255,255,255,.09);padding:14px 0;margin:18px 0;font-size:.82rem}.equivalent-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:8px}.equivalent-grid>div{background:rgba(255,255,255,.05);padding:10px;border-radius:9px}.equivalent-grid span{display:block;color:#96a9b7;font-size:.67rem;text-transform:uppercase}.breakdown{margin-top:18px}.breakdown-head,.breakdown-line,.result-total{display:flex;justify-content:space-between;gap:12px}.breakdown-head{margin-bottom:8px}.breakdown-row{margin:9px 0}.breakdown-line{font-size:.78rem}.breakdown-line span{color:#b1c1cc}.meter{height:4px;background:rgba(255,255,255,.08);border-radius:99px;margin-top:4px;overflow:hidden}.meter i{display:block;height:100%;width:var(--w);background:var(--brand2)}.result-total{border-top:1px solid rgba(255,255,255,.1);padding-top:12px;margin-top:12px}.result-note p{font-size:.72rem;color:#93a6b4}.stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.stat{background:#fff;border:1px solid var(--line);border-radius:13px;padding:16px}.stat strong,.stat span{display:block}.stat span{font-size:.75rem;color:var(--muted)}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:32px}.article{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px}.article p,.article li{color:#4c5d69}.article .lead{font-size:1.08rem;color:#2c3c47}.source-list li{margin:8px 0}.fine-print{font-size:.76rem;color:#7a8994}.sidebar-card{background:#fff;border:1px solid var(--line);border-radius:15px;padding:18px;margin-bottom:14px}.notice{background:var(--warn);border:1px solid #f0d697;border-radius:12px;padding:14px}.tool-card{display:grid;grid-template-columns:1fr .8fr;gap:24px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px;box-shadow:var(--shadow)}.tool-result{background:var(--bg);color:#fff;border-radius:15px;padding:20px}.tool-result>strong{display:block;font-size:2.1rem;line-height:1}.tool-result>span{color:#9fb1be}.tool-metrics{display:grid;gap:8px;margin-top:18px;font-size:.8rem}.tool-metrics div{display:flex;justify-content:space-between;border-top:1px solid rgba(255,255,255,.09);padding-top:8px}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:30px}.site-footer{background:#050d17;color:#9cb0be;padding:50px 0 24px}.site-footer p{font-size:.83rem}.site-footer h3{color:#fff;font-size:.8rem;text-transform:uppercase}.site-footer a{display:block;color:#aebdc8;text-decoration:none;margin:7px 0;font-size:.83rem}.site-footer .brand{display:flex}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(255,255,255,.08);margin-top:30px;padding-top:18px;font-size:.72rem}@media(max-width:900px){.hero-grid,.calculator-shell,.content-grid,.tool-card{grid-template-columns:1fr}.card-grid{grid-template-columns:repeat(2,1fr)}.stat-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:700px){.container,.narrow{width:min(calc(100% - 24px),var(--max))}.main-nav{display:none;position:absolute;left:12px;right:12px;top:62px;background:#0b1b2a;padding:10px;border:1px solid rgba(255,255,255,.1);border-radius:12px;flex-direction:column;align-items:stretch}.main-nav.is-open{display:flex}.mobile-toggle{display:block}.hero,.page-hero{padding:50px 0}.hero-grid{gap:30px}.radar-visual{width:min(320px,90vw)}.card-grid,.form-grid,.tool-grid,.stat-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.calculator-form,.calculator-result,.article{padding:20px 16px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column}.trust-grid{grid-template-columns:1fr}.trust-item+ .trust-item{border-top:1px solid var(--line)}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation:none!important;transition:none!important}}